
Business Purchase Finance
Looking to purchase a business but unable to secure the funding?
At Lumley, we offer bespoke Leveraged Buyout Financing that uses the existing business Debtor Book, Equipment Assets and the Purchasers assets as security over the loan.

Business Purchase Finance
Looking to purchase a business but unable to secure the funding?
At Lumley, we offer bespoke Leveraged Buyout Financing that uses the existing business Debtor Book, Equipment Assets and the Purchasers assets as security over the loan.
Over $100 million worth of business purchases completed in 2019

What is a Leveraged Buyout?
Most people consider leveraged buyouts to be solutions that can only be used to acquire larger businesses. However, nothing about a leveraged buyout is specific to larger business. The concept can be used to acquire smaller businesses.
From a buyer’s perspective, there is one main reason to use a leveraged buyout: well-executed buyouts can provide the opportunity for an excellent return on equity. If the deal is well structured, the business should generate enough cash flow to cover all regular business expenses in addition to the debt service from the buyout.
It’s the age-old concept of using leverage. Use a small amount of equity and borrow the rest. If the deal works out as planned, you stand to make great returns.


What is a Leveraged Buyout?
Most people consider leveraged buyouts to be solutions that can only be used to acquire larger businesses. However, nothing about a leveraged buyout is specific to larger business. The concept can be used to acquire smaller businesses.
From a buyer’s perspective, there is one main reason to use a leveraged buyout: well-executed buyouts can provide the opportunity for an excellent return on equity. If the deal is well structured, the business should generate enough cash flow to cover all regular business expenses in addition to the debt service from the buyout.
It’s the age-old concept of using leverage. Use a small amount of equity and borrow the rest. If the deal works out as planned, you stand to make great returns.


The Lumley Difference
$250k - $100m
We can help secure finance for the purchase of businesses from $250k up to $100m
Low Interest Rates
Our interest rates start from as low as
0.8% per month
$250k - $100m
We can help secure finance for the purchase of businesses from $250k up to $100m
Low Interest Rates
Our interest rates start from as low as
0.8% per month
Up to 85% LVR!
We can offer you a high Loan to Valuation Ratio of up to 85%
Flexible Loan Terms
We can offer you loan terms between 1 and 5 years
Up to 85% LVR!
We can offer you a high Loan to Valuation Ratio of up to 85%
Flexible Loan Terms
We can offer you loan terms between 1 and 5 years